Simply Accessible Medicine operates using a Direct Primary Care (DPC) model. DPC is a simple, insurance-free alternative to traditional healthcare. Instead of billing insurance companies for every visit or procedure, you pay your doctor a flat monthly membership fee directly—similar to a gym membership.
Annual wellness visits, routine physicals, health screenings, lifestyle and nutrition counseling, immunization review, and preoperative evaluations.
Common illnesses, infections, rashes, minor injuries, and same-day or next-day appointments when available.
Pap smears, breast-health assessments, contraception, menstrual concerns, menopause care, and osteoporosis screening.
Earwax removal, wound care, suture or staple removal, skin-tag removal, simple abscess management, simple cyst removals. There will be a small charge to cover supplies/medications if necessary.
High blood pressure, diabetes, high cholesterol, thyroid conditions, asthma, COPD, arthritis, migraines, anxiety, depression.
In-office blood draws, specimen collection, rapid testing, discounted laboratory pricing, and results review.
Specialist referrals, imaging coordination, hospital follow-up, medication review, and help navigating healthcare.
Unhurried visits, direct messaging, telephone communication, telehealth, and after-hours guidance for urgent, nonemergency concerns.
Simply Accessible Medicine operates using a Direct Primary Care (DPC) model. DPC is a simple, insurance-free alternative to traditional healthcare. Instead of billing insurance companies for every visit or procedure, you pay your doctor a flat monthly membership fee directly—similar to a gym membership.
Direct Primary Care is a modern alternative to the traditional, insurance-heavy healthcare system. Instead of billing insurance companies for every phone call, question, or quick visit, you pay a simple, transparent monthly membership fee directly to your doctor. In return, you receive highly personalized care, unhurried visits, same-day or next-day appointments, and direct communication with Dr. McCardle.
We care for patients of all ages and walks of life. Our services span from pediatrics through geriatrics. We provide continuous care for your entire family.
No. DPC is not health insurance. You still need insurance or a health-share plan to cover major emergencies, surgeries, hospital stays, and specialist care. Think of DPC as routine car maintenance and insurance as auto collision coverage.
Your membership covers many standard procedures and point-of-care testing at no extra clinical cost:
In-Office Testing: Urinalysis, rapid strep, rapid flu tests, and EKGs. Think common issues that come up more routinely for you and your family.
Clinical Procedures: Simple abscess incision and drainage (I&D), cyst removals, suturing, skin biopsies, and joint injections, among others that help us uncover if we need to go deeper.
Chronic Disease Management: Intensive management of complex chronic diseases like Diabetes, Hypertension, Kidney Disease, Congestive Heart Failure, and COPD/Asthma.
Wellness Care:
Traditional doctors care for thousands of patients, leading to long waits and rushed visits. We strictly limit our patient list. This ensures you get same-day or next-day appointments, unhurried visits, and direct communication with your physician.
To protect our patient-doctor relationship and stay focused on our primary care mission, we do not offer:
Chronic Pain Management: We do not prescribe or manage long-term chronic opioid/narcotic therapies.
Addiction Medicine: We do not provide Medication-Assisted Treatment (MAT) such as Suboxone or methadone.
Obstetrics: We do not provide prenatal or pregnancy care.
Complex Psychiatric Care: While we manage general depression and anxiety, we refer complex psychiatric conditions to trusted local specialists.
Your membership covers many standard procedures and point-of-care testing at no extra clinical cost:
In-Office Testing: Urinalysis, rapid strep, rapid flu tests, suturing, skin biopsies, and joint injections. Think common issues that come up more routinely for you and your family.
Clinical Procedures: Simple abscess incision and drainage (I&D), cyst removals, EKGs, among others that help us uncover if we need to go deeper. Intensive management of complex chronic diseases like Diabetes, Hypertension, Kidney Disease, Congestive Heart Failure, and COPD/Asthma. Comprehensive Women’s Health (annual pap smears, menopause/HRT management, and Osteoporosis management). Comprehensive Men’s Health (prostate wellness/BPH, testosterone replacement, and ED). Mental health support for depression and anxiety. Supportive programs for medical weight loss, smoking cessation, and alcohol use recovery.
Yes. We offer house calls for patients living within a 10-mile radius of our clinic in Brownsburg. This service is available for an additional fee of $100 per visit.
To protect our patient-doctor relationship and stay focused on our primary care mission, we do not offer:
Chronic Pain Management: We do not prescribe or manage long-term chronic opioid/narcotic therapies.
Addiction Medicine: We do not provide Medication-Assisted Treatment (MAT) such as Suboxone or methadone.
Obstetrics: We do not provide prenatal or pregnancy care.
ADHD Management: We do not manage or prescribe stimulant medications for ADHD.
Complex Psychiatric Care: While we manage general depression and anxiety, we refer complex psychiatric conditions to trusted local specialists.
Members receive direct access to their physician. You can communicate via phone, secure text, email, or video chat.
Yes. There is a one-time, non-refundable enrollment fee of $99 per member to initiate your care and set up your medical chart.
We keep a secure payment method on file for automatic monthly billing. You can choose to pay by credit card or ACH bank draft.
Yes. Indiana state guidelines permit the use of Health Savings Account (HSA) and Flexible Spending Account (FSA) funds to pay for Direct Primary Care monthly fees.
We do not bill health insurance companies directly. However, you can still use your insurance outside our office for prescriptions, imaging, specialist visits, and hospitalizations.
You can cancel your membership at any time with a 30-day written notice. There are no cancellation fees.
To maintain quality care, we strictly limit total patient enrollment. If you cancel and want to rejoin later, you will be placed at the bottom of our waitlist if our practice is full. If space is available, you must pay a $300 re-enrollment fee to reactivate your membership. Additionally, any outstanding or overdue balances from your previous membership must be paid in full before you can re-enroll.
Yes. We welcome Medicare patients into our practice. However, Dr. McCardle has officially opted out of Medicare. This means neither the clinic nor you can submit our monthly membership fees or in-office care to Medicare for reimbursement. You will sign a one-time, standard patient contract acknowledging this arrangement.
Yes. Because we maintain our medical licensing, we can still order your blood work, X-rays, MRIs, and specialist referrals to be billed to your traditional Medicare coverage. Please note that some managed Medicare Advantage plans may restrict out-of-network physician orders. We recommend checking your specific Advantage plan details.
Not at all. You retain 100% of your Medicare benefits. You will still use your Medicare coverage as normal for:
Specialist visits (Cardiologists, Pulmonologists, etc.).
Hospitalizations, ER visits, surgeries, and physical therapy.
Prescription drugs through Medicare Part D.
X-rays, MRIs, CT scans, and laboratory blood work that Dr. McCardle orders for you.
Take one next step for your health below.
Meet Dr. McCardle to start your membership.
Call our office at (317) 296-4611 for general inquiries & scheduling.
Our office is located at 24 N. Grant Street, Brownsburg, IN 46112
